What is concealed carry insurance? You should have access to the highest quality defense attorney available. Concealed carry insurance, or firearm liability insurance, gives you immediate access to a legal team for just a small monthly fee.

While not a legal requirement in any state, concealed carry insurance provides gun owners with specific protections that are often excluded from homeowners’ and auto insurance policies. These coverages typically include criminal and civil defense coverage if you use your registered weapon in a lawful self-defense situation.

Why Firearm Insurance Matters More Than Ever

The most well-respected CCW insurance providers provide legal assistance for both criminal and civil court proceedings stemming from a lawful self-defense incident. They also allow you to choose your defense attorney, which is a critical feature for confidence in representation. In addition, they often offer valuable extras such as bail bond services and specialized psychological support.

Some concealed carry insurance policies exclude coverage if you defend yourself against a family member or someone you are dating. While these exclusions may make sense, it is important that you find a provider who does not exclude this occurrence. USCCA and CCW Safe are two of the top providers that do not have this exclusion, while Right to Bear and U.S. Law Shield do.

The costs associated with a self-defense incident can be devastating financially. Many of the best concealed carry insurance providers will pay for legal fees upfront, so you can have an attorney representing you in the aftermath of an incident without worrying about how to cover the expenses. They also offer up to $1 million in bail bond services.

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